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Debt Collection Abuse

It is illegal for a debt collector to telephone you at work after being told to stop. Debt collectors cannot speak to anyone that you don't want them to speak to, including you, anyone at your place of employment, or any of your family and friends.  Debt collectors cannot legally yell at you or swear at you, and they can not lie to you.  They cannot threaten you, and they cannot sue you, unless it is convenient to you.  And contrary to what debt collectors would have you believe, it is you who holds all the cards – if you know your rights.  And if you decide to sue them it will cost you nothing.

Obtain A Free EvaluationExamples of Debt Collection Abuse

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Debt Lawsuit Defense

You incurred the debt.  You owe the money.  You have not paid.  And now you have been sued.  You are going to lose, right?  Wrong!

The hardest thing about winning a lawsuit for allegedly not paying a credit card debt is getting consumers to understand that they stand a good chance of winning if they do the right things.  And it costs very little to have us do it for you!  Debt collection is easy when consumers believe there is nothing they can do.  Consumers just give up and then they lose.  Don't be one of those people.  Instead, be one of thousands who prevail in this situation.

Obtain A Free EvaluationSome Recent Debt Defense Results

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Class Action Litigation

At Hyde & Swigart, we use every available legal tactic to ensure your rights are vindicated and the bad guys do not get away with their deceit and abusive tactics. Class actions are powerful weapons, and you can fight back with the best of them! A class action is a form of lawsuit in which a person or persons bring a claim to court for a large class of consumers. We occasionally file these lawsuits for consumers.  Just because your damages are small does not mean you should not prevail, and that is exactly what class actions are designed to address.

More About Class Actions

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We Want To Help You.

At Hyde & Swigart, our focus is on protecting consumers from debt collectors, and in defending consumers who are being sued for consumer debts.  However, we also provide other consumer services, as well.  For example, if you just discovered that someone obtained a judgment against you, we can help.  We can also help with unfair repossessions, and unwanted telephone solicitations.  We have also helped consumers with student loans, tenant-landlord issues, home-owner association issues, and so called "debt negotiation companies" (companies that claim to help you get out of debt while really making your situation worse.)  If you have a consumer related concern and you want a free consultation, Hyde & Swigart is there for you.

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  • Debt Collection AbuseDebt Collection Abuse
  • Debt DefenseDebt Defense
  • Class ActionClass Action
  • Other Consumer ActionsOther Consumer Actions

You can do a lot with a quarter million dollars.

Super User
Published on 02 October 2011
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A woman, our client, owed a debt of less than $10,000. A debt collector telephoned her demanding payment. Because she was currently attending college and was only working part time, she made payment arrangements.

She paid as requested monthly payments for about six months, but suddenly the debt collector demanded more every month than previously agreed. When the woman explained that she could not afford any more, the debt collector told her the money previously paid would not be credited to her account and that she had to start paying over again. Further, the debt collector told the woman that if she did not pay the money demanded he would see to it the woman was branded as a unreliable and irresponsible, and that the woman would never find a job. He suggested the woman engage in prostitution to pay off the debt.

The case was litigated by our office, and the defendants eventually agreed to pay over $280,000 to the plaintiff.