If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work.  Other than to obtain this location information about you, a debt collector is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

Contacting third parties is one of the most common, and most of you soon, tactics used by debt collectors. Collectors may try to contact your coworkers, your supervisor at work, your HR department, your neighbors, your parents, your brother or sister, a roommate, or even your children. Any of this is a violation of the FDCPA and deserves immediate attention. If a debt collector contacts a third person with regard to your debt you need to immediately contact our office and discussed the situation with us.  This is not a minor concern. The court system regrds third-party communications as a serious violation of the law.