If you have a legal concern, the idea of waiting for an appointment may not be attractive to you. or, perhaps you can only speak during your lunch break or other reason.  Whatever the reason, we want to be as flexible and as helpful to you as possible.  Because of that, we invite you to call our office a if you feel that you have a legal concern that needs to be discussed right away.  We know that people's schedules differ.  It may not be convenient for you to make an appointment, or perhaps whatever legal concern you have just can't wait.  No matter - if you want to speak to an attorney right now, give our office a call.  And remember, we do not charge for consultations.

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Debt Collection Abuse Debt collectors violate the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692 et seq. (“FDCPA”) every day, and the law is tough on them.  At Hyde & Swigart we know what constitutes a violation of the law, and what does not.

Credit Card Lawsuit Defense Whether you owe a debt or not, you are entitled to a defense.  And before you decide you have no options, consider this.  Those suing you may not even be the ones entitled to be paid.  They may be asking for attorneys’ fees and costs when they are not entitled to them.  They may be asking for interest or charges that they are not entitled to.  They may not have a contract, they may not have credited all your payments, or, they may simply be unable to prove their case!  Don't just assume you will lose.  In fact, assume you will win - contact Hyde & Swigart.

Judgment Reversal If you just discovered you have a judgment against you and you never knew you were sued, don't be shocked.  It happens all the time!  And even if you did know you were sued, there are many reasons to have the judgment reversed.  But don't delay!  The court will not allow you to have a judgment reversed unless you act quickly.

Debt Negotiators If you're saddled with thousands of dollars in credit card debt, the lure of someone promising to cut your debt in half could be strong.  But debt negotiators -- companies that try to persuade your creditors to forgive some of your debt – are bad news.  They take your money and often provide little in return.  We will help you get your money back.

Repossessions If your car was repossessed, we can help.  Abusive repossessions take place all the time.  Further, the creditor will sometimes refuse to return the vehicle when you are entitled to get it back.  We can help!

Credit Report Issues If there is erroneous information on your credit report, you do have rights!

Other Consumer Related Issues.