I. Whether you owe the debt or not, you may have legal defenses. 

It is Plaintiff’s job to prove that you owe the money, and sometimes they have a hard time doing so.

II. Collectors count on consumers failing to respond to lawsuits. 

When this happens, a default judgment for the amount of the debt and expenses can be entered against the consumer by the court. The collector can have wages garnished, bank accounts levied, and liens filed against property. Do not let this happen to you.

III. You may believe that you can’t win or that it will be too expensive to hire a lawyer. Neither is true.

It is also possible you were not properly served. Each case must be evaluated on its own, and we cannot guaranty any particular result in your case, but if the other side is making mistakes, we can sometimes defend you for free, or even win you money instead!

Remeber: knowledge is a superpower when it comes to dealing with a creditor in any shape or form. Learn more about your rights HERE or CONTACT US to speak to an attorney. Consultations are always free!

Related articles: