Are debt collectors contacting you at home? On your cell phone? At your place of employment? During these calls, are they threatening to garnish your wages? The FDCPA, a federally enacted statute created to protect consumers from harassing debt collectors, specifically mandates that debt collectors may not “use any false, deceptive, or misleading” means to collect a debt. This includes stating a false representation of the amount or legal status of the alleged debt – which includes threatening to garnish your wages if you do not pay the debt collector the amount they allege to be owed.
Debt collectors will routinely threaten to garnish consumers wages. Debt collectors utilize these threats as a tool to coerce unassuming consumers into settling the alleged debt in full.
If a debt collector has contacted you in the last year and has threatened to garnish your wages, please contact my office for a free consultation on your rights. You may be entitled to up to $2,000.00 in statutory damages.
If this has happened to you, or you suspect that this has happened to you, contact our firm for a free consultation.