Being contacted or sued by a collections agency can be stressful and overwhelming. But if you take a step back, understand your rights and think about your options, you can take control of the situation.

Our Debt Attorneys Know How to Help You.

Hyde and Swigart pioneered Debt Defense in California. Over the past 15 years, our attorneys have resolved thousands of debts and helped thousands of clients. Please read what our clients say about us on Yelp.

Requesting help is quick, easy and confidential – simply click HERE to begin. 

We help clients through a number of legal solutions:

  • We provide strong defense against credit card lawsuits;
  • If you are being harassed by creditors, we can file a lawsuit under the Fair Debt Collection Practices Act (FDCP);
  • Some cases involve inaccurate credit reporting, which could result in a claim under the Fair Credit Reporting Act (FCRA).

Work Directly With Your Attorney.

If you would like to speak to an attorney, please fill out this form (below) and click on the “Submit” button at the bottom of the form.  By doing so, you will be providing us with the basic information we need to contact you and assist you with a debt collection problem you may be having.  You should hear from us within one business day of submitting this information, but usually much faster.  There is no charge for this evaluation.

Once we have this information, we will call you and discuss our views over the phone or set up an in-person interview. If you do not hear from us within one business day of submitting this information please contact our office at 619-233-7770.

By submitting a free case evaluation, you understand and agree that this is for an informational request and request for a free case evaluation. No attorney-client relationship is created by merely submitting an inquiry through this website.


  • Your Information

    All the information requested here is strictly confidential and will never be shared with anyone outside our firm.
  • Our Understanding With You

    DISCLAIMER - I understand that I am only requesting a free evaluation, and that by doing so Hyde & Swigart and I are not creating a business or legal relationship between us. This will only happen if we both agree to this later. Further, I also understand that if I do not hear from Hyde & Swigart within one business day after I send this I should call them at (619) 233-7770 to be sure they received this information.
  • General Information

If you live in California, Minnesota, Arizona, Colorado, Texas, Florida, Michigan, Nevada, New York, Oregon, Wisconsin, Washington, or Washington, D.C and would like to start with a free online evaluation, please choose one of the following:



Hyde & Swigart has helped thousands of consumers in California, Minnesota, Arizona, Colorado and Texas with their legal issues, and we have never seen two cases that were identical. We also have attorneys who have helped consumers in Florida, Michigan, Nevada, New York, Oregon, Wisconsin, Washington, and Washington, D.C. You should never assume your situation is the same as something that is described on this web site, or that you read elsewhere on the Internet. Each situation is unique, and in our opinion, each situation needs to be thoroughly and independently reviewed by a competent consumer rights attorney. While we are happy to do that for you for free, we cannot do that solely on this web site. Even our evaluation forms are mere starting points. You should never assume your case, your situation, or your set of facts, are covered in their entirety by this web site. If you have questions about your potential case, we will be glad to discuss them with you at no charge. However, do not act, or fail to act, simply because of something you read or see on this web site. Click here to read more.