[Attorney Promotion: Victims of Identity Theft Are Now Applying for a 100% Free and Confidential Claim Evaluation]
Thousands of victims of identity theft may be entitled to remove errors from their credit reports and receive cash settlements for credit reporting violations but, sadly, most of them are simply unaware of their rights.
Identity theft occurs when someone uses your name, Social Security number, date of birth, or other identifying information, without authority, to commit fraud. For example, someone may have committed identity theft by using your personal information to open a credit card account or get a loan in your name.
According to a recent study of identity theft in the US, in 2017, 6.64 percent of consumers became victims of identity fraud. That is 1 in 15 people or 16.7 million victims.
The Federal Trade Commission tracks consumer fraud and identity theft complaints that have been filed with federal, state and local law enforcement agencies and private organizations. In 2017, identity theft complaints were the third most reported to the FTC.
Fortunately, the Fair Credit Reporting Act (“FCRA”) protects victims of identity fraud. It gives victims specific rights and also provides for cash compensation for violations of victims’ rights.
Quick version: If you or a loved one became a victim of identity theft, you may be entitled to remove errors from your credit report and also receive cash compensation for credit reporting violations. Applying for a claim evaluation is quick, free and 100% confidential.
The FCRA governs the national credit reporting agencies: Equifax, Trans Union
The most important right is the blocking of information on a credit report that resulted from identity theft. A CRA must block the reporting of any fraudulent information within four business days of receiving a dispute from a consumer. When companies fail to comply with the FCRA, victims, further, may be entitled to receive cash compensation.
Some Victims Are Worried That Applying For This Service Will Require Out-Of-Pocket Expenses
Sadly, some victims will not apply for a claim evaluation because they are worried that this service will require out-of-pocket expenses. This is not only wrong, but it’s in fact, quite the opposite.
Applying for a claim evaluation free, confidential, and there is absolutely no cost.
Maybe What Happened To Me Wasn’t That Big Of A Deal
Some people will downplay what happened to them and will try to push it to the back of their mind. Not only these may cause emotional distress, frustration, and financial difficulties over time, but our inaction is the very reason why so many people suffer from credit reporting violations affecting their financial wellbeing. And it needs to stop.
When you Apply for a Claim Evaluation Today you will make one step closer to protecting your rights, holding companies accountable and demand justice for yourself and also for other people who, for one or another reason, won’t receive